First Ukrainian International Bank (FUIB) is offering a simpler cash loan that requires no insurance and is free of confusing terms.

The VSEYASNO loan has a monthly fee of 3.99% and an annual interest rate of 0.01%. This monthly percentage rate is one of the lowest on similar loans in the Ukraine.

The loan is available for anywhere from $36.94 to $1,847.40, for terms of two, three or four years. There are no fees for repaying the loan early.

Anyone seeking a loan must be a Ukrainian citizen and have a passport and a tax reference number. Anyone age 25 to 70 is eligible and must be employed or retired within the past six months.

Apply for a VSEYASNO loan in any FUIB branch throughout the Ukraine.